Phase III: APPEC Pakistan Loan scheme

By | May 28, 2016

Project Title: Phase III: APPEC Pakistan Loan scheme

Project ID: APPEC-2016-05-28
APPEC Point person: Dr. Adnan Khan Niazi
Proposed by: Adnan Khan Niazi (University of Perpignan, Perpignan France)
Location: All over Pakistan
Contact: adnan1753 AT yahoo DOT com

Total funds needed=  1000 euros

Summary of the project:

This is the phase III of following two APPEC projects (Phase I and Phase II). We are running successfully this project since April 2014 after receiving 2,25,275 PKR from APPEC in Phase I and 1 lakh in phase II. So far, interest free loans have been provided to 10 families, from the funds raised for this project. Four of them have successfully reimbursed the total amount that they borrowed while for 5th only 3000 remaining out of 25,000.  The money has been re-injected into the project funds for providing qarz-e-hasna to more people.

A brief summary of the loans provided under this project is in the table below.

Date Loan (PKR) Name purpose status
3/4/2014 25000 Umar Hayyat Khan Fruit cart to start own business In progress(only 3000 remaining)
4/4/2014 60000 Tanveer Ahmad Sister’s marriage Reimbursement DONE
6/6/2014 30000 Abid Hussain To buy motor Rickshaw to start earning for family Reimbursement DONE
12/06/2014 50000 Wazir Khan To get rid of loan taken on heavy interest rate. Reimbursement DONE
04/08/2014 25000 Sher Abbas For production of cotton (spray, water etc) Reimbursement DONE
10/08/2014 60000 Javed Iqbal To start small business and treatment of heart disease In progress
15/11/2014 70000 Muhammad Yasin Marriage of brother n sister In progress
22/12/2014 60000 Abul Shakoor To complete the contruction of house In progress
02/03/2016 93000 Muhammad Harris Study loan to complete his Degree In progress
21/03/2016 40000 Ali Hamza Study loan to complete his Degree In progress

As this project is contributing a lot and giving the results that we want, now we want more funds. In this way we can run more projects at the same time and also can extend the limit of loan to a bit higher. We will extend the amount in different phases. In this phase, we are going to collect 1000 euros.

Before we were running this project only in Layyah, Mianwali, Bhakar, Lahore and Rawalpindi but now we have extended this to all over Pakistan. There are many applications for loans mostly from students for study loan but for the moment we are unable to fulfill due to lack of funds. A quick and great help is needed from all of you.

Please contribute generously to contribute in the rehabilitation of these poor people of society and to make life easier for many people.

Donations Eligibility:
This project is NOT eligible for Zakat.

Fund Raising:
Target: 1000 EUR

Deadline: till completion

How to donate?
You can send your donations to APPEC’s bank account in France, APPEC’s bank account in Pakistan or APPEC’s Paypal account.
Please click here for your donations and drop an e-mail to with your name and amount donated.

Please note that APPEC has CHANGED ITS BANK ACCOUNT since 24th december 2015. Before transferring your donation please ensure that you are using the correct details as given here.
Current status of total funds:
EUR 426.35 (update: 14.08.2016) [EUR 80 used from project APPEC-2016-06-10] [EUR 100 used from project APPEC-2016-06-11] [EUR 100 used from project APPEC-2016-06-12]
EUR 146.35 (update: 08.07.2016)
EUR 50.00 (update: 25.06.2016)
EUR 00.00 (update: 28.05.2016)

Funds released: EUR 425 (update: 17.08.2016)
Remaining funds with APPEC: Nil

This project is no more open for donations. BEFORE DONATING, please contact, to confirm if your donation could actually be accommodated.